Call reports 2016
CITY NATIONAL BANK OF WEST VIRGINIA — 2016
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,812,796,000 | 3,789,882,000 | 3,848,789,000 | 3,946,566,000 |
| Total loans | 2,876,260,000 | 2,902,985,000 | 2,957,090,000 | 3,045,317,000 |
| Allowance for loan losses | 19,315,000 | 19,139,000 | 19,550,000 | 19,730,000 |
| Securities available for sale | 350,300,000 | 396,197,000 | 421,470,000 | 429,223,000 |
| Securities held to maturity | 86,518,000 | 83,208,000 | 79,499,000 | 75,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,218,151,000 | 3,167,474,000 | 3,197,613,000 | 3,257,265,000 |
| Interest-bearing deposits | 2,520,748,000 | 2,490,101,000 | 2,509,258,000 | 2,559,352,000 |
| Noninterest-bearing deposits | 697,403,000 | 677,373,000 | 688,355,000 | 697,913,000 |
| Equity capital | 353,588,000 | 368,311,000 | 381,954,000 | 380,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 32,193,000 | 64,994,000 | 97,957,000 | 131,719,000 |
| Interest expense | 3,201,000 | 6,515,000 | 9,828,000 | 13,337,000 |
| Net interest income | 28,992,000 | 58,479,000 | 88,129,000 | 118,382,000 |
| Noninterest income | 12,999,000 | 26,657,000 | 40,575,000 | 54,786,000 |
| Noninterest expense | 23,721,000 | 47,715,000 | 72,094,000 | 94,085,000 |
| Provision for loan losses | 539,000 | 1,661,000 | 3,092,000 | 4,394,000 |
| Pretax income | 17,731,000 | 36,605,000 | 57,031,000 | 78,202,000 |
| Income tax | 5,996,000 | 12,412,000 | 19,296,000 | 25,762,000 |
| Net income | 11,967,000 | 24,677,000 | 38,474,000 | 53,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 292,325,000 | 304,548,000 | 319,316,000 | 318,872,000 |
| Total capital | 311,647,000 | 323,726,000 | 338,931,000 | 338,675,000 |
| Risk-weighted assets | 2,596,556,000 | 2,628,393,000 | 2,722,332,000 | 2,768,010,000 |