Call reports 2015
CITY NATIONAL BANK OF WEST VIRGINIA — 2015
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,537,948,000 | 3,505,263,000 | 3,491,053,000 | 3,696,846,000 |
| Total loans | 2,632,171,000 | 2,684,166,000 | 2,695,356,000 | 2,861,635,000 |
| Allowance for loan losses | 20,179,000 | 20,809,000 | 20,148,000 | 19,251,000 |
| Securities available for sale | 261,101,000 | 274,894,000 | 288,712,000 | 356,734,000 |
| Securities held to maturity | 87,455,000 | 84,082,000 | 81,095,000 | 88,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,963,186,000 | 2,916,566,000 | 2,876,587,000 | 3,129,773,000 |
| Interest-bearing deposits | 2,390,787,000 | 2,338,967,000 | 2,323,325,000 | 2,462,902,000 |
| Noninterest-bearing deposits | 572,399,000 | 577,599,000 | 553,262,000 | 666,871,000 |
| Equity capital | 349,580,000 | 362,439,000 | 373,220,000 | 338,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 32,374,000 | 64,122,000 | 94,846,000 | 127,015,000 |
| Interest expense | 3,003,000 | 5,974,000 | 8,920,000 | 11,962,000 |
| Net interest income | 29,371,000 | 58,148,000 | 85,926,000 | 115,053,000 |
| Noninterest income | 23,877,000 | 37,101,000 | 50,312,000 | 64,334,000 |
| Noninterest expense | 22,722,000 | 45,522,000 | 70,212,000 | 91,493,000 |
| Provision for loan losses | 888,000 | 3,724,000 | 4,175,000 | 6,988,000 |
| Pretax income | 29,652,000 | 48,133,000 | 63,981,000 | 83,036,000 |
| Income tax | 11,528,000 | 17,840,000 | 23,072,000 | 28,824,000 |
| Net income | 18,348,000 | 30,744,000 | 41,590,000 | 55,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 307,785,000 | 322,327,000 | 331,468,000 | 288,752,000 |
| Total capital | 328,044,000 | 343,144,000 | 351,626,000 | 308,011,000 |
| Risk-weighted assets | 2,391,221,000 | 2,433,644,000 | 2,432,460,000 | 2,514,580,000 |