Call reports 2014
CITY NATIONAL BANK OF WEST VIRGINIA — 2014
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,377,881,000 | 3,350,254,000 | 3,368,575,000 | 3,445,809,000 |
| Total loans | 2,555,627,000 | 2,577,389,000 | 2,630,028,000 | 2,651,484,000 |
| Allowance for loan losses | 21,044,000 | 20,536,000 | 20,487,000 | 20,150,000 |
| Securities available for sale | 335,769,000 | 245,433,000 | 237,288,000 | 241,655,000 |
| Securities held to maturity | 14,344,000 | 96,039,000 | 93,089,000 | 90,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,850,212,000 | 2,795,111,000 | 2,801,485,000 | 2,884,671,000 |
| Interest-bearing deposits | 2,319,111,000 | 2,285,855,000 | 2,294,905,000 | 2,327,324,000 |
| Noninterest-bearing deposits | 531,101,000 | 509,256,000 | 506,580,000 | 557,347,000 |
| Equity capital | 335,613,000 | 350,232,000 | 345,677,000 | 330,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 32,899,000 | 64,695,000 | 97,068,000 | 129,268,000 |
| Interest expense | 3,010,000 | 6,032,000 | 9,040,000 | 12,125,000 |
| Net interest income | 29,889,000 | 58,663,000 | 88,028,000 | 117,143,000 |
| Noninterest income | 13,971,000 | 28,304,000 | 42,903,000 | 57,443,000 |
| Noninterest expense | 23,738,000 | 47,530,000 | 71,599,000 | 94,335,000 |
| Provision for loan losses | 1,363,000 | 1,798,000 | 3,670,000 | 4,054,000 |
| Pretax income | 18,759,000 | 37,763,000 | 55,788,000 | 76,223,000 |
| Income tax | 5,518,000 | 11,938,000 | 18,111,000 | 24,108,000 |
| Net income | 13,461,000 | 26,276,000 | 38,358,000 | 53,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 298,742,000 | 315,371,000 | 311,327,000 | 294,870,000 |
| Total capital | 319,807,000 | 335,928,000 | 331,889,000 | 315,095,000 |
| Risk-weighted assets | 2,432,604,000 | 2,445,987,000 | 2,476,937,000 | 2,475,929,000 |