Call reports 2013
CITY NATIONAL BANK OF WEST VIRGINIA — 2013
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 3,408,648,000 | 3,364,371,000 | 3,374,328,000 | 3,347,202,000 |
| Total loans | 2,496,822,000 | 2,527,125,000 | 2,557,070,000 | 2,605,689,000 |
| Allowance for loan losses | 19,721,000 | 20,069,000 | 20,606,000 | 20,575,000 |
| Securities available for sale | 329,586,000 | 312,017,000 | 313,038,000 | 336,871,000 |
| Securities held to maturity | 8,383,000 | 4,293,000 | 3,994,000 | 4,117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,885,921,000 | 2,836,574,000 | 2,808,552,000 | 2,812,849,000 |
| Interest-bearing deposits | 2,358,381,000 | 2,325,237,000 | 2,309,290,000 | 2,291,905,000 |
| Noninterest-bearing deposits | 527,540,000 | 511,337,000 | 499,262,000 | 520,944,000 |
| Equity capital | 326,124,000 | 330,197,000 | 339,046,000 | 321,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 32,883,000 | 67,510,000 | 103,131,000 | 138,157,000 |
| Interest expense | 3,488,000 | 6,951,000 | 10,295,000 | 13,456,000 |
| Net interest income | 29,395,000 | 60,559,000 | 92,836,000 | 124,701,000 |
| Noninterest income | 14,583,000 | 29,049,000 | 42,728,000 | 57,081,000 |
| Noninterest expense | 27,959,000 | 52,003,000 | 75,853,000 | 100,765,000 |
| Provision for loan losses | 1,738,000 | 3,749,000 | 4,903,000 | 6,848,000 |
| Pretax income | 14,365,000 | 33,949,000 | 54,901,000 | 74,844,000 |
| Income tax | 5,301,000 | 11,873,000 | 18,910,000 | 25,867,000 |
| Net income | 9,288,000 | 22,527,000 | 36,672,000 | 49,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 276,812,000 | 289,775,000 | 298,253,000 | 282,221,000 |
| Total capital | 296,572,000 | 309,865,000 | 318,880,000 | 302,817,000 |
| Risk-weighted assets | 2,419,539,000 | 2,431,718,000 | 2,441,774,000 | 2,478,254,000 |