Call reports 2012
CITY NATIONAL BANK OF WEST VIRGINIA — 2012
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,757,034,000 | 2,874,048,000 | 2,877,011,000 | 2,893,976,000 |
| Total loans | 1,971,124,000 | 2,064,686,000 | 2,084,670,000 | 2,144,941,000 |
| Allowance for loan losses | 18,628,000 | 19,452,000 | 18,986,000 | 18,809,000 |
| Securities available for sale | 348,616,000 | 360,466,000 | 372,919,000 | 359,864,000 |
| Securities held to maturity | 23,438,000 | 19,319,000 | 13,444,000 | 13,454,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,302,799,000 | 2,397,971,000 | 2,383,581,000 | 2,422,274,000 |
| Interest-bearing deposits | 1,896,886,000 | 1,973,716,000 | 1,973,863,000 | 1,979,348,000 |
| Noninterest-bearing deposits | 405,913,000 | 424,255,000 | 409,718,000 | 442,926,000 |
| Equity capital | 269,993,000 | 275,773,000 | 284,633,000 | 278,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 27,213,000 | 54,511,000 | 82,797,000 | 111,533,000 |
| Interest expense | 3,939,000 | 7,579,000 | 11,157,000 | 14,545,000 |
| Net interest income | 23,274,000 | 46,932,000 | 71,640,000 | 96,988,000 |
| Noninterest income | 13,224,000 | 26,010,000 | 39,357,000 | 53,659,000 |
| Noninterest expense | 19,446,000 | 43,660,000 | 65,171,000 | 86,393,000 |
| Provision for loan losses | 1,950,000 | 3,625,000 | 4,600,000 | 6,375,000 |
| Pretax income | 15,102,000 | 25,473,000 | 41,077,000 | 57,730,000 |
| Income tax | 5,120,000 | 8,621,000 | 13,954,000 | 19,784,000 |
| Net income | 10,209,000 | 17,306,000 | 27,806,000 | 38,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 250,535,000 | 240,722,000 | 251,654,000 | 245,274,000 |
| Total capital | 269,200,000 | 260,220,000 | 270,692,000 | 264,127,000 |
| Risk-weighted assets | 2,028,692,000 | 2,113,647,000 | 2,091,429,000 | 2,130,212,000 |