Call reports 2011
CITY NATIONAL BANK OF WEST VIRGINIA — 2011
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,674,483,000 | 2,688,355,000 | 2,661,220,000 | 2,753,165,000 |
| Total loans | 1,869,047,000 | 1,896,742,000 | 1,925,247,000 | 1,972,325,000 |
| Allowance for loan losses | 18,414,000 | 18,944,000 | 19,848,000 | 19,409,000 |
| Securities available for sale | 428,734,000 | 408,626,000 | 363,820,000 | 343,606,000 |
| Securities held to maturity | 23,875,000 | 23,883,000 | 23,759,000 | 23,458,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,230,110,000 | 2,236,073,000 | 2,195,697,000 | 2,223,128,000 |
| Interest-bearing deposits | 1,883,969,000 | 1,881,126,000 | 1,830,818,000 | 1,852,243,000 |
| Noninterest-bearing deposits | 346,141,000 | 354,947,000 | 364,879,000 | 370,885,000 |
| Equity capital | 261,899,000 | 260,831,000 | 264,012,000 | 265,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 28,508,000 | 56,595,000 | 84,720,000 | 111,944,000 |
| Interest expense | 5,971,000 | 11,787,000 | 16,599,000 | 20,838,000 |
| Net interest income | 22,537,000 | 44,808,000 | 68,121,000 | 91,106,000 |
| Noninterest income | 12,631,000 | 26,190,000 | 39,415,000 | 52,642,000 |
| Noninterest expense | 19,708,000 | 42,605,000 | 62,189,000 | 80,949,000 |
| Provision for loan losses | 1,086,000 | 2,372,000 | 2,372,000 | 4,600,000 |
| Pretax income | 14,374,000 | 29,149,000 | 46,375,000 | 61,600,000 |
| Income tax | 4,864,000 | 9,864,000 | 15,637,000 | 20,690,000 |
| Net income | 9,734,000 | 19,736,000 | 31,419,000 | 41,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 239,304,000 | 237,854,000 | 240,564,000 | 243,442,000 |
| Total capital | 257,779,000 | 256,854,000 | 260,485,000 | 262,890,000 |
| Risk-weighted assets | 1,953,253,000 | 1,966,803,000 | 1,988,418,000 | 2,024,314,000 |