Call reports 2010
CITY NATIONAL BANK OF WEST VIRGINIA — 2010
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,631,749,000 | 2,613,180,000 | 2,599,525,000 | 2,613,220,000 |
| Total loans | 1,801,726,000 | 1,833,028,000 | 1,825,120,000 | 1,864,418,000 |
| Allowance for loan losses | 18,982,000 | 19,456,000 | 18,364,000 | 18,224,000 |
| Securities available for sale | 490,671,000 | 444,956,000 | 394,439,000 | 397,811,000 |
| Securities held to maturity | 27,244,000 | 24,531,000 | 24,381,000 | 23,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,210,276,000 | 2,176,146,000 | 2,160,654,000 | 2,173,052,000 |
| Interest-bearing deposits | 1,865,319,000 | 1,844,426,000 | 1,841,529,000 | 1,833,449,000 |
| Noninterest-bearing deposits | 344,957,000 | 331,720,000 | 319,125,000 | 339,603,000 |
| Equity capital | 254,015,000 | 261,631,000 | 261,619,000 | 266,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 30,575,000 | 62,005,000 | 91,638,000 | 120,603,000 |
| Interest expense | 7,466,000 | 14,551,000 | 21,361,000 | 27,668,000 |
| Net interest income | 23,109,000 | 47,454,000 | 70,277,000 | 92,935,000 |
| Noninterest income | 12,944,000 | 26,460,000 | 39,475,000 | 52,541,000 |
| Noninterest expense | 19,599,000 | 39,447,000 | 58,998,000 | 77,255,000 |
| Provision for loan losses | 1,080,000 | 2,903,000 | 4,750,000 | 7,093,000 |
| Pretax income | 13,985,000 | 29,944,000 | 44,655,000 | 59,717,000 |
| Income tax | 4,730,000 | 10,169,000 | 14,990,000 | 19,832,000 |
| Net income | 9,479,000 | 20,226,000 | 30,346,000 | 40,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 224,635,000 | 233,152,000 | 233,582,000 | 246,419,000 |
| Total capital | 243,617,000 | 252,730,000 | 252,048,000 | 264,726,000 |
| Risk-weighted assets | 1,903,404,000 | 1,922,011,000 | 1,918,593,000 | 1,944,597,000 |