Call reports 2009
CITY NATIONAL BANK OF WEST VIRGINIA — 2009
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,554,338,000 | 2,597,980,000 | 2,571,961,000 | 2,601,971,000 |
| Total loans | 1,791,264,000 | 1,786,249,000 | 1,797,305,000 | 1,792,313,000 |
| Allowance for loan losses | 21,980,000 | 20,975,000 | 19,655,000 | 18,687,000 |
| Securities available for sale | 423,464,000 | 464,078,000 | 434,487,000 | 448,918,000 |
| Securities held to maturity | 29,049,000 | 29,029,000 | 28,679,000 | 28,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,131,260,000 | 2,143,899,000 | 2,131,436,000 | 2,179,691,000 |
| Interest-bearing deposits | 1,811,738,000 | 1,828,555,000 | 1,823,916,000 | 1,835,282,000 |
| Noninterest-bearing deposits | 319,522,000 | 315,344,000 | 307,520,000 | 344,409,000 |
| Equity capital | 226,095,000 | 239,288,000 | 245,961,000 | 243,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 34,123,000 | 66,725,000 | 98,885,000 | 130,364,000 |
| Interest expense | 9,773,000 | 19,242,000 | 28,222,000 | 36,530,000 |
| Net interest income | 24,350,000 | 47,483,000 | 70,663,000 | 93,834,000 |
| Noninterest income | 14,377,000 | 28,944,000 | 43,428,000 | 57,561,000 |
| Noninterest expense | 18,608,000 | 38,815,000 | 57,372,000 | 76,289,000 |
| Provision for loan losses | 1,650,000 | 3,800,000 | 5,475,000 | 7,050,000 |
| Pretax income | 16,394,000 | 31,554,000 | 47,579,000 | 63,502,000 |
| Income tax | 5,776,000 | 10,966,000 | 16,289,000 | 21,116,000 |
| Net income | 10,903,000 | 21,100,000 | 32,031,000 | 43,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,165,000 | 201,516,000 | 209,081,000 | 213,388,000 |
| Total capital | 210,145,000 | 222,491,000 | 228,766,000 | 232,075,000 |
| Risk-weighted assets | 1,866,660,000 | 1,877,265,000 | 1,885,660,000 | 1,894,524,000 |