Call reports 2008
CITY NATIONAL BANK OF WEST VIRGINIA — 2008
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,479,901,000 | 2,460,573,000 | 2,437,701,000 | 2,552,914,000 |
| Total loans | 1,704,685,000 | 1,749,979,000 | 1,777,693,000 | 1,812,304,000 |
| Allowance for loan losses | 18,567,000 | 17,959,000 | 18,879,000 | 22,254,000 |
| Securities available for sale | 431,752,000 | 369,763,000 | 314,677,000 | 387,652,000 |
| Securities held to maturity | 33,748,000 | 33,646,000 | 33,033,000 | 29,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,021,185,000 | 2,012,463,000 | 2,007,305,000 | 2,042,507,000 |
| Interest-bearing deposits | 1,709,839,000 | 1,681,573,000 | 1,676,421,000 | 1,742,600,000 |
| Noninterest-bearing deposits | 311,346,000 | 330,890,000 | 330,884,000 | 299,907,000 |
| Equity capital | 254,198,000 | 244,016,000 | 222,604,000 | 229,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 37,148,000 | 73,668,000 | 109,696,000 | 145,916,000 |
| Interest expense | 13,719,000 | 25,351,000 | 35,634,000 | 46,267,000 |
| Net interest income | 23,429,000 | 48,317,000 | 74,062,000 | 99,649,000 |
| Noninterest income | 17,087,000 | 31,141,000 | 45,443,000 | 59,321,000 |
| Noninterest expense | 18,408,000 | 36,929,000 | 55,720,000 | 73,508,000 |
| Provision for loan losses | 1,883,000 | 2,733,000 | 5,084,000 | 10,423,000 |
| Pretax income | 20,227,000 | 39,798,000 | 32,352,000 | 38,729,000 |
| Income tax | 6,885,000 | 13,531,000 | 8,430,000 | 10,488,000 |
| Net income | 13,342,000 | 26,267,000 | 23,922,000 | 28,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 221,765,000 | 222,431,000 | 186,676,000 | 190,295,000 |
| Total capital | 240,333,000 | 240,390,000 | 205,555,000 | 212,549,000 |
| Risk-weighted assets | 1,781,043,000 | 1,823,497,000 | 1,807,214,000 | 1,852,171,000 |