Call reports 2007
CITY NATIONAL BANK OF WEST VIRGINIA — 2007
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,552,745,000 | 2,519,982,000 | 2,475,711,000 | 2,462,991,000 |
| Total loans | 1,691,712,000 | 1,730,295,000 | 1,719,703,000 | 1,766,913,000 |
| Allowance for loan losses | 16,082,000 | 16,616,000 | 16,980,000 | 17,581,000 |
| Securities available for sale | 527,537,000 | 440,645,000 | 412,684,000 | 357,172,000 |
| Securities held to maturity | 46,396,000 | 41,711,000 | 35,935,000 | 34,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,075,734,000 | 2,047,351,000 | 1,998,176,000 | 1,999,647,000 |
| Interest-bearing deposits | 1,700,712,000 | 1,683,910,000 | 1,682,851,000 | 1,675,850,000 |
| Noninterest-bearing deposits | 375,022,000 | 363,441,000 | 315,325,000 | 323,797,000 |
| Equity capital | 240,673,000 | 236,345,000 | 240,694,000 | 246,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 39,122,000 | 78,575,000 | 118,062,000 | 156,801,000 |
| Interest expense | 15,025,000 | 30,442,000 | 46,057,000 | 61,252,000 |
| Net interest income | 24,097,000 | 48,133,000 | 72,005,000 | 95,549,000 |
| Noninterest income | 14,299,000 | 27,848,000 | 41,609,000 | 55,899,000 |
| Noninterest expense | 17,504,000 | 34,872,000 | 52,848,000 | 70,711,000 |
| Provision for loan losses | 900,000 | 2,500,000 | 3,700,000 | 5,350,000 |
| Pretax income | 19,992,000 | 38,654,000 | 57,113,000 | 75,434,000 |
| Income tax | 6,973,000 | 13,492,000 | 19,639,000 | 25,609,000 |
| Net income | 13,019,000 | 25,162,000 | 37,474,000 | 49,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,821,000 | 215,161,000 | 219,103,000 | 219,973,000 |
| Total capital | 234,903,000 | 231,777,000 | 236,083,000 | 237,554,000 |
| Risk-weighted assets | 1,709,243,000 | 1,711,588,000 | 1,694,268,000 | 1,758,155,000 |