Call reports 2006
CITY NATIONAL BANK OF WEST VIRGINIA — 2006
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,527,834,000 | 2,514,304,000 | 2,520,806,000 | 2,502,908,000 |
| Total loans | 1,623,059,000 | 1,657,455,000 | 1,697,054,000 | 1,677,594,000 |
| Allowance for loan losses | 16,818,000 | 15,268,000 | 15,557,000 | 15,405,000 |
| Securities available for sale | 562,397,000 | 494,833,000 | 450,596,000 | 458,565,000 |
| Securities held to maturity | 55,088,000 | 54,372,000 | 53,791,000 | 47,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,993,611,000 | 2,006,965,000 | 2,018,384,000 | 2,028,237,000 |
| Interest-bearing deposits | 1,608,242,000 | 1,627,252,000 | 1,643,913,000 | 1,664,158,000 |
| Noninterest-bearing deposits | 385,369,000 | 379,713,000 | 374,471,000 | 364,079,000 |
| Equity capital | 277,268,000 | 274,401,000 | 280,187,000 | 241,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 37,341,000 | 76,261,000 | 115,925,000 | 155,754,000 |
| Interest expense | 10,836,000 | 23,190,000 | 36,659,000 | 51,118,000 |
| Net interest income | 26,505,000 | 53,071,000 | 79,266,000 | 104,636,000 |
| Noninterest income | 12,208,000 | 25,633,000 | 42,214,000 | 55,571,000 |
| Noninterest expense | 16,971,000 | 34,450,000 | 52,039,000 | 69,322,000 |
| Provision for loan losses | 1,000,000 | 1,675,000 | 2,900,000 | 3,801,000 |
| Pretax income | 20,742,000 | 42,579,000 | 64,474,000 | 85,089,000 |
| Income tax | 7,349,000 | 15,065,000 | 22,825,000 | 30,156,000 |
| Net income | 13,393,000 | 27,514,000 | 41,649,000 | 54,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 221,668,000 | 219,724,000 | 222,765,000 | 220,106,000 |
| Total capital | 238,486,000 | 234,992,000 | 238,322,000 | 235,511,000 |
| Risk-weighted assets | 1,733,999,000 | 1,749,137,000 | 1,765,587,000 | 1,728,723,000 |