Call reports 2005
CITY NATIONAL BANK OF WEST VIRGINIA — 2005
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,236,512,000 | 2,502,155,000 | 2,524,001,000 | 2,494,094,000 |
| Total loans | 1,343,172,000 | 1,600,943,000 | 1,621,854,000 | 1,612,781,000 |
| Allowance for loan losses | 16,324,000 | 18,298,000 | 17,768,000 | 16,790,000 |
| Securities available for sale | 641,908,000 | 573,188,000 | 581,034,000 | 531,639,000 |
| Securities held to maturity | 59,684,000 | 56,764,000 | 56,455,000 | 55,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,701,321,000 | 1,920,348,000 | 1,927,545,000 | 1,966,828,000 |
| Interest-bearing deposits | 1,348,527,000 | 1,557,385,000 | 1,546,085,000 | 1,552,324,000 |
| Noninterest-bearing deposits | 352,794,000 | 362,963,000 | 381,460,000 | 414,504,000 |
| Equity capital | 219,472,000 | 282,835,000 | 282,972,000 | 278,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 30,258,000 | 62,822,000 | 98,637,000 | 135,193,000 |
| Interest expense | 7,323,000 | 15,654,000 | 25,189,000 | 35,498,000 |
| Net interest income | 22,935,000 | 47,168,000 | 73,448,000 | 99,695,000 |
| Noninterest income | 11,367,000 | 23,439,000 | 36,353,000 | 49,674,000 |
| Noninterest expense | 15,895,000 | 32,718,000 | 50,607,000 | 68,872,000 |
| Provision for loan losses | 0 | 0 | 600,000 | 1,400,000 |
| Pretax income | 18,410,000 | 37,910,000 | 58,620,000 | 79,248,000 |
| Income tax | 6,301,000 | 13,120,000 | 20,341,000 | 27,553,000 |
| Net income | 12,109,000 | 24,790,000 | 38,279,000 | 51,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 213,249,000 | 223,470,000 | 226,161,000 | 224,504,000 |
| Total capital | 229,573,000 | 241,768,000 | 243,929,000 | 241,294,000 |
| Risk-weighted assets | 1,516,679,000 | 1,727,295,000 | 1,748,278,000 | 1,725,258,000 |