Call reports 2004
CITY NATIONAL BANK OF WEST VIRGINIA — 2004
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,216,074,000 | 2,197,943,000 | 2,212,168,000 | 2,208,826,000 |
| Total loans | 1,333,522,000 | 1,350,477,000 | 1,343,734,000 | 1,354,616,000 |
| Allowance for loan losses | 20,289,000 | 19,833,000 | 18,537,000 | 17,814,000 |
| Securities available for sale | 638,914,000 | 597,301,000 | 622,690,000 | 602,206,000 |
| Securities held to maturity | 58,990,000 | 62,851,000 | 61,195,000 | 59,740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,669,186,000 | 1,677,240,000 | 1,677,279,000 | 1,705,549,000 |
| Interest-bearing deposits | 1,351,619,000 | 1,348,123,000 | 1,352,760,000 | 1,353,273,000 |
| Noninterest-bearing deposits | 317,567,000 | 329,117,000 | 324,519,000 | 352,276,000 |
| Equity capital | 217,993,000 | 209,261,000 | 214,521,000 | 212,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 30,175,000 | 59,467,000 | 89,135,000 | 118,875,000 |
| Interest expense | 7,104,000 | 14,246,000 | 21,555,000 | 28,921,000 |
| Net interest income | 23,071,000 | 45,221,000 | 67,580,000 | 89,954,000 |
| Noninterest income | 9,824,000 | 26,361,000 | 36,727,000 | 48,485,000 |
| Noninterest expense | 16,287,000 | 33,240,000 | 48,549,000 | 65,637,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,620,000 | 39,362,000 | 56,782,000 | 73,859,000 |
| Income tax | 6,158,000 | 14,101,000 | 20,161,000 | 25,764,000 |
| Net income | 11,462,000 | 25,261,000 | 36,621,000 | 48,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 205,716,000 | 202,094,000 | 206,183,000 | 202,351,000 |
| Total capital | 224,638,000 | 221,004,000 | 224,720,000 | 220,165,000 |
| Risk-weighted assets | 1,502,815,000 | 1,511,914,000 | 1,514,310,000 | 1,518,360,000 |