Call reports 2003
CITY NATIONAL BANK OF WEST VIRGINIA — 2003
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,984,465,000 | 1,978,661,000 | 1,993,154,000 | 2,211,303,000 |
| Total loans | 1,188,667,000 | 1,197,256,000 | 1,242,141,000 | 1,292,072,000 |
| Allowance for loan losses | 28,910,000 | 26,092,000 | 23,436,000 | 21,426,000 |
| Securities available for sale | 479,927,000 | 476,626,000 | 449,282,000 | 629,321,000 |
| Securities held to maturity | 69,166,000 | 67,975,000 | 62,300,000 | 59,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,595,158,000 | 1,599,817,000 | 1,594,811,000 | 1,657,584,000 |
| Interest-bearing deposits | 1,296,272,000 | 1,296,654,000 | 1,302,680,000 | 1,327,056,000 |
| Noninterest-bearing deposits | 298,886,000 | 303,163,000 | 292,131,000 | 330,528,000 |
| Equity capital | 248,704,000 | 259,001,000 | 204,804,000 | 203,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 29,663,000 | 59,332,000 | 87,673,000 | 117,253,000 |
| Interest expense | 6,133,000 | 12,047,000 | 17,798,000 | 23,991,000 |
| Net interest income | 23,530,000 | 47,285,000 | 69,875,000 | 93,262,000 |
| Noninterest income | 8,737,000 | 18,702,000 | 30,227,000 | 40,195,000 |
| Noninterest expense | 16,210,000 | 32,388,000 | 47,851,000 | 63,521,000 |
| Provision for loan losses | 0 | -3,300,000 | -5,200,000 | -6,200,000 |
| Pretax income | 16,132,000 | 36,995,000 | 56,738,000 | 75,710,000 |
| Income tax | 5,687,000 | 13,026,000 | 19,997,000 | 26,302,000 |
| Net income | 10,445,000 | 23,969,000 | 36,741,000 | 49,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,480,000 | 222,797,000 | 181,120,000 | 186,608,000 |
| Total capital | 229,621,000 | 248,423,000 | 204,556,000 | 208,034,000 |
| Risk-weighted assets | 1,704,508,000 | 1,699,801,000 | 1,775,811,000 | 1,740,682,000 |