Call reports 2002
CITY NATIONAL BANK OF WEST VIRGINIA — 2002
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,110,777,000 | 2,039,620,000 | 1,961,001,000 | 2,020,565,000 |
| Total loans | 1,290,433,000 | 1,215,740,000 | 1,230,627,000 | 1,206,127,000 |
| Allowance for loan losses | 37,779,000 | 28,023,000 | 28,623,000 | 28,504,000 |
| Securities available for sale | 422,131,000 | 406,234,000 | 397,101,000 | 436,380,000 |
| Securities held to maturity | 9,501,000 | 65,220,000 | 74,820,000 | 72,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,703,101,000 | 1,616,147,000 | 1,572,728,000 | 1,570,010,000 |
| Interest-bearing deposits | 1,416,773,000 | 1,331,043,000 | 1,289,585,000 | 1,283,269,000 |
| Noninterest-bearing deposits | 286,328,000 | 285,104,000 | 283,143,000 | 286,741,000 |
| Equity capital | 241,696,000 | 223,566,000 | 235,302,000 | 244,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 33,881,000 | 66,644,000 | 98,313,000 | 128,860,000 |
| Interest expense | 10,055,000 | 18,677,000 | 26,016,000 | 32,718,000 |
| Net interest income | 23,826,000 | 47,967,000 | 72,297,000 | 96,142,000 |
| Noninterest income | 6,405,000 | 14,360,000 | 22,446,000 | 31,053,000 |
| Noninterest expense | 17,640,000 | 34,869,000 | 51,672,000 | 67,834,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 1,800,000 | 1,800,000 |
| Pretax income | 11,922,000 | 26,127,000 | 41,930,000 | 58,284,000 |
| Income tax | 4,109,000 | 9,211,000 | 14,726,000 | 20,405,000 |
| Net income | 7,813,000 | 16,916,000 | 27,204,000 | 37,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 215,311,000 | 199,880,000 | 187,810,000 | 198,305,000 |
| Total capital | 234,989,000 | 219,244,000 | 212,410,000 | 223,364,000 |
| Risk-weighted assets | 1,556,121,000 | 1,540,449,000 | 1,718,835,000 | 1,721,980,000 |