Call reports 2001
CITY NATIONAL BANK OF WEST VIRGINIA — 2001
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,323,950,000 | 2,201,912,000 | 2,148,061,000 | 2,115,256,000 |
| Total loans | 1,741,345,000 | 1,640,057,000 | 1,517,070,000 | 1,392,253,000 |
| Allowance for loan losses | 36,877,000 | 43,747,000 | 55,165,000 | 48,635,000 |
| Securities available for sale | 317,332,000 | 271,949,000 | 303,763,000 | 370,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,838,939,000 | 1,781,969,000 | 1,740,944,000 | 1,696,210,000 |
| Interest-bearing deposits | 1,555,463,000 | 1,506,267,000 | 1,471,553,000 | 1,406,338,000 |
| Noninterest-bearing deposits | 283,476,000 | 275,702,000 | 269,391,000 | 289,872,000 |
| Equity capital | 245,640,000 | 239,708,000 | 232,815,000 | 237,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 43,608,000 | 85,640,000 | 126,017,000 | 163,575,000 |
| Interest expense | 22,226,000 | 40,916,000 | 56,830,000 | 68,948,000 |
| Net interest income | 21,382,000 | 44,724,000 | 69,187,000 | 94,627,000 |
| Noninterest income | 6,847,000 | 14,287,000 | 19,551,000 | 26,514,000 |
| Noninterest expense | 29,164,000 | 51,698,000 | 78,076,000 | 98,152,000 |
| Provision for loan losses | 5,700,000 | 15,950,000 | 30,268,000 | 32,068,000 |
| Pretax income | -5,814,000 | -7,357,000 | -17,751,000 | -6,808,000 |
| Income tax | -2,166,000 | -2,858,000 | -7,023,000 | -2,490,000 |
| Net income | -3,648,000 | -22,484,000 | -28,713,000 | -22,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 224,684,000 | 197,250,000 | 194,062,000 | 203,895,000 |
| Total capital | 251,161,000 | 221,406,000 | 216,643,000 | 224,737,000 |
| Risk-weighted assets | 2,107,789,000 | 1,912,889,000 | 1,773,904,000 | 1,639,565,000 |