Call reports 2017
MERCHANTS & PLANTERS BANK — 2017
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 87,691,000 | 87,066,000 | 86,122,000 | 87,956,000 |
| Total loans | 50,361,000 | 49,991,000 | 48,421,000 | 50,143,000 |
| Allowance for loan losses | 874,000 | 877,000 | 877,000 | 874,000 |
| Securities available for sale | 19,422,000 | 18,807,000 | 17,841,000 | 17,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,189,000 | 72,319,000 | 72,676,000 | 74,455,000 |
| Interest-bearing deposits | 62,889,000 | 62,228,000 | 45,927,000 | 62,437,000 |
| Noninterest-bearing deposits | 10,300,000 | 10,091,000 | 26,749,000 | 12,018,000 |
| Equity capital | 10,947,000 | 11,197,000 | 11,299,000 | 11,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 875,000 | 1,755,000 | 2,645,000 | 3,510,000 |
| Interest expense | 71,000 | 141,000 | 211,000 | 282,000 |
| Net interest income | 804,000 | 1,614,000 | 2,434,000 | 3,228,000 |
| Noninterest income | 190,000 | 384,000 | 556,000 | 978,000 |
| Noninterest expense | 820,000 | 1,634,000 | 2,458,000 | 3,314,000 |
| Provision for loan losses | 0 | -16,000 | -27,000 | -38,000 |
| Pretax income | 190,000 | 418,000 | 597,000 | 968,000 |
| Income tax | 46,000 | 106,000 | 149,000 | 443,000 |
| Net income | 144,000 | 312,000 | 448,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,713,000 | 10,881,000 | 11,017,000 | 11,044,000 |
| Total capital | 11,444,000 | 11,605,000 | 11,721,000 | 11,768,000 |
| Risk-weighted assets | 58,364,000 | 57,746,000 | 56,158,000 | 57,817,000 |