Call reports 2016
MERCHANTS & PLANTERS BANK — 2016
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 86,065,000 | 85,648,000 | 87,980,000 | 86,710,000 |
| Total loans | 53,462,000 | 53,149,000 | 52,918,000 | 52,698,000 |
| Allowance for loan losses | 702,000 | 715,000 | 841,000 | 849,000 |
| Securities available for sale | 20,445,000 | 20,255,000 | 18,985,000 | 18,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,433,000 | 70,685,000 | 71,214,000 | 72,450,000 |
| Interest-bearing deposits | 61,884,000 | 60,796,000 | 61,556,000 | 62,297,000 |
| Noninterest-bearing deposits | 9,549,000 | 9,889,000 | 9,658,000 | 10,153,000 |
| Equity capital | 10,952,000 | 11,180,000 | 11,137,000 | 10,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,779,000 | 2,693,000 | 3,577,000 |
| Interest expense | 69,000 | 138,000 | 210,000 | 281,000 |
| Net interest income | 824,000 | 1,641,000 | 2,483,000 | 3,296,000 |
| Noninterest income | 188,000 | 382,000 | 504,000 | 766,000 |
| Noninterest expense | 825,000 | 1,631,000 | 2,427,000 | 3,287,000 |
| Provision for loan losses | -450,000 | -450,000 | -450,000 | -511,000 |
| Pretax income | 637,000 | 842,000 | 1,010,000 | 1,286,000 |
| Income tax | 215,000 | 265,000 | 302,000 | 399,000 |
| Net income | 422,000 | 577,000 | 708,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,446,000 | 10,602,000 | 10,561,000 | 10,492,000 |
| Total capital | 11,148,000 | 11,317,000 | 11,309,000 | 11,238,000 |
| Risk-weighted assets | 59,895,000 | 59,123,000 | 59,762,000 | 59,600,000 |