Call reports 2015
MERCHANTS & PLANTERS BANK — 2015
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 87,571,000 | 83,715,000 | 84,157,000 | 87,522,000 |
| Total loans | 46,301,000 | 46,929,000 | 49,512,000 | 53,267,000 |
| Allowance for loan losses | 666,000 | 677,000 | 677,000 | 690,000 |
| Securities available for sale | 23,846,000 | 22,273,000 | 21,873,000 | 21,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,290,000 | 70,511,000 | 68,844,000 | 72,373,000 |
| Interest-bearing deposits | 62,996,000 | 61,190,000 | 59,916,000 | 61,959,000 |
| Noninterest-bearing deposits | 11,294,000 | 9,321,000 | 8,928,000 | 10,414,000 |
| Equity capital | 11,263,000 | 11,081,000 | 11,385,000 | 11,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 842,000 | 1,693,000 | 2,558,000 | 3,440,000 |
| Interest expense | 65,000 | 129,000 | 194,000 | 261,000 |
| Net interest income | 777,000 | 1,564,000 | 2,364,000 | 3,179,000 |
| Noninterest income | 192,000 | 461,000 | 656,000 | 912,000 |
| Noninterest expense | 807,000 | 1,656,000 | 2,419,000 | 3,236,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 322,000 | 531,000 | 762,000 |
| Income tax | 27,000 | 37,000 | 88,000 | 124,000 |
| Net income | 112,000 | 285,000 | 443,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,377,000 | 10,551,000 | 10,708,000 | 10,531,000 |
| Total capital | 11,043,000 | 11,227,000 | 11,385,000 | 11,221,000 |
| Risk-weighted assets | 55,536,000 | 54,096,000 | 55,355,000 | 57,486,000 |