Call reports 2014
MERCHANTS & PLANTERS BANK — 2014
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 86,910,000 | 84,847,000 | 84,090,000 | 85,341,000 |
| Total loans | 48,474,000 | 46,885,000 | 46,756,000 | 47,280,000 |
| Allowance for loan losses | 539,000 | 594,000 | 605,000 | 619,000 |
| Securities available for sale | 22,487,000 | 23,805,000 | 23,121,000 | 22,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,633,000 | 72,259,000 | 71,351,000 | 72,204,000 |
| Interest-bearing deposits | 65,084,000 | 64,178,000 | 63,290,000 | 63,333,000 |
| Noninterest-bearing deposits | 8,549,000 | 8,081,000 | 8,061,000 | 8,871,000 |
| Equity capital | 11,054,000 | 10,425,000 | 10,624,000 | 10,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,768,000 | 2,656,000 | 3,515,000 |
| Interest expense | 79,000 | 152,000 | 222,000 | 289,000 |
| Net interest income | 810,000 | 1,616,000 | 2,434,000 | 3,226,000 |
| Noninterest income | 153,000 | 330,000 | 592,000 | 711,000 |
| Noninterest expense | 808,000 | 1,509,000 | 2,375,000 | 3,217,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 0 |
| Pretax income | 155,000 | 377,000 | 592,000 | 875,000 |
| Income tax | 37,000 | 94,000 | 149,000 | 5,000 |
| Net income | 118,000 | 283,000 | 443,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,576,000 | 9,933,000 | 10,161,000 | 10,540,000 |
| Total capital | 11,115,000 | 10,527,000 | 10,766,000 | 11,159,000 |
| Risk-weighted assets | 55,451,000 | 54,200,000 | 53,972,000 | 55,203,000 |