Call reports 2013
MERCHANTS & PLANTERS BANK — 2013
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 92,595,000 | 90,987,000 | 89,683,000 | 89,260,000 |
| Total loans | 61,143,000 | 60,550,000 | 57,141,000 | 51,778,000 |
| Allowance for loan losses | 543,000 | 543,000 | 532,000 | 537,000 |
| Securities available for sale | 11,476,000 | 9,773,000 | 11,109,000 | 18,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,001,000 | 76,123,000 | 74,051,000 | 74,200,000 |
| Interest-bearing deposits | 69,587,000 | 68,000,000 | 65,908,000 | 65,628,000 |
| Noninterest-bearing deposits | 8,414,000 | 8,123,000 | 8,143,000 | 8,572,000 |
| Equity capital | 10,288,000 | 10,288,000 | 11,278,000 | 10,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,811,000 | 2,738,000 | 3,677,000 |
| Interest expense | 118,000 | 226,000 | 327,000 | 418,000 |
| Net interest income | 790,000 | 1,585,000 | 2,411,000 | 3,259,000 |
| Noninterest income | 791,000 | 1,932,000 | 4,097,000 | 4,269,000 |
| Noninterest expense | 1,363,000 | 3,030,000 | 4,495,000 | 5,246,000 |
| Provision for loan losses | 0 | 0 | 0 | 932,000 |
| Pretax income | 244,000 | 542,000 | 2,068,000 | 1,405,000 |
| Income tax | 78,000 | 177,000 | 745,000 | 473,000 |
| Net income | 166,000 | 365,000 | 1,323,000 | 932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,273,000 | 9,675,000 | 11,250,000 | 10,714,000 |
| Total capital | 9,816,000 | 10,218,000 | 11,782,000 | 11,251,000 |
| Risk-weighted assets | 61,395,000 | 60,435,000 | 59,939,000 | 58,170,000 |