Call reports 2012
MERCHANTS & PLANTERS BANK — 2012
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 96,483,000 | 97,320,000 | 93,139,000 | 90,704,000 |
| Total loans | 63,507,000 | 65,888,000 | 67,509,000 | 64,919,000 |
| Allowance for loan losses | 1,151,000 | 930,000 | 960,000 | 743,000 |
| Securities available for sale | 15,049,000 | 12,624,000 | 12,735,000 | 12,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,945,000 | 82,768,000 | 78,316,000 | 75,879,000 |
| Interest-bearing deposits | 72,965,000 | 73,919,000 | 69,219,000 | 68,051,000 |
| Noninterest-bearing deposits | 8,980,000 | 8,849,000 | 9,097,000 | 7,828,000 |
| Equity capital | 10,395,000 | 10,232,000 | 10,419,000 | 10,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,080,000 | 3,091,000 | 4,065,000 |
| Interest expense | 169,000 | 330,000 | 480,000 | 618,000 |
| Net interest income | 882,000 | 1,750,000 | 2,611,000 | 3,447,000 |
| Noninterest income | 686,000 | 1,489,000 | 2,489,000 | 3,378,000 |
| Noninterest expense | 1,298,000 | 2,760,000 | 4,285,000 | 5,853,000 |
| Provision for loan losses | 0 | 585,000 | 585,000 | 1,055,000 |
| Pretax income | 270,000 | 142,000 | 504,000 | 192,000 |
| Income tax | 79,000 | 11,000 | 134,000 | 7,000 |
| Net income | 191,000 | 131,000 | 370,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,241,000 | 9,015,000 | 9,475,000 | 9,116,000 |
| Total capital | 10,055,000 | 9,839,000 | 10,275,000 | 9,859,000 |
| Risk-weighted assets | 64,778,000 | 65,789,000 | 63,822,000 | 64,281,000 |