Call reports 2011
MERCHANTS & PLANTERS BANK — 2011
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 93,518,000 | 92,431,000 | 93,841,000 | 95,442,000 |
| Total loans | 61,159,000 | 61,934,000 | 67,323,000 | 66,923,000 |
| Allowance for loan losses | 934,000 | 695,000 | 894,000 | 1,187,000 |
| Securities available for sale | 14,511,000 | 14,266,000 | 14,104,000 | 12,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,845,000 | 78,510,000 | 79,496,000 | 80,979,000 |
| Interest-bearing deposits | 71,522,000 | 70,524,000 | 71,667,000 | 72,691,000 |
| Noninterest-bearing deposits | 8,323,000 | 7,986,000 | 7,829,000 | 8,288,000 |
| Equity capital | 9,423,000 | 9,678,000 | 10,092,000 | 10,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,214,000 | 3,319,000 | 4,460,000 |
| Interest expense | 240,000 | 468,000 | 675,000 | 858,000 |
| Net interest income | 858,000 | 1,746,000 | 2,644,000 | 3,602,000 |
| Noninterest income | 390,000 | 909,000 | 1,550,000 | 2,344,000 |
| Noninterest expense | 1,194,000 | 2,413,000 | 3,703,000 | 5,110,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 370,000 |
| Pretax income | 155,000 | 343,000 | 592,000 | 593,000 |
| Income tax | 4,000 | 11,000 | 19,000 | -111,000 |
| Net income | 151,000 | 332,000 | 573,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,232,000 | 9,394,000 | 9,630,000 | 9,001,000 |
| Total capital | 10,045,000 | 10,089,000 | 10,455,000 | 9,835,000 |
| Risk-weighted assets | 64,952,000 | 66,196,000 | 65,919,000 | 66,405,000 |