Call reports 2010
MERCHANTS & PLANTERS BANK — 2010
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 92,468,000 | 93,577,000 | 94,463,000 | 90,813,000 |
| Total loans | 59,116,000 | 60,548,000 | 64,856,000 | 63,298,000 |
| Allowance for loan losses | 731,000 | 691,000 | 561,000 | 894,000 |
| Securities available for sale | 16,601,000 | 15,226,000 | 14,988,000 | 13,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,361,000 | 78,368,000 | 77,900,000 | 77,263,000 |
| Interest-bearing deposits | 69,799,000 | 70,908,000 | 69,075,000 | 68,733,000 |
| Noninterest-bearing deposits | 7,562,000 | 7,460,000 | 8,825,000 | 8,530,000 |
| Equity capital | 9,873,000 | 9,959,000 | 10,424,000 | 9,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,133,000 | 2,268,000 | 3,387,000 | 4,520,000 |
| Interest expense | 312,000 | 625,000 | 909,000 | 1,167,000 |
| Net interest income | 821,000 | 1,643,000 | 2,478,000 | 3,353,000 |
| Noninterest income | 318,000 | 699,000 | 1,332,000 | 1,889,000 |
| Noninterest expense | 990,000 | 2,058,000 | 3,183,000 | 4,506,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 370,000 |
| Pretax income | 97,000 | 160,000 | 515,000 | 343,000 |
| Income tax | 5,000 | 10,000 | 15,000 | -306,000 |
| Net income | 92,000 | 150,000 | 500,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,561,000 | 9,620,000 | 9,969,000 | 9,132,000 |
| Total capital | 10,292,000 | 10,311,000 | 10,530,000 | 9,921,000 |
| Risk-weighted assets | 64,041,000 | 63,314,000 | 64,606,000 | 63,047,000 |