Call reports 2009
MERCHANTS & PLANTERS BANK — 2009
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 90,347,000 | 87,634,000 | 86,686,000 | 89,865,000 |
| Total loans | 54,798,000 | 54,211,000 | 57,530,000 | 59,980,000 |
| Allowance for loan losses | 731,000 | 603,000 | 357,000 | 685,000 |
| Securities available for sale | 20,331,000 | 17,456,000 | 17,301,000 | 16,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,164,000 | 72,919,000 | 71,587,000 | 75,046,000 |
| Interest-bearing deposits | 67,780,000 | 65,869,000 | 64,842,000 | 67,687,000 |
| Noninterest-bearing deposits | 7,384,000 | 7,050,000 | 6,745,000 | 7,359,000 |
| Equity capital | 9,587,000 | 9,527,000 | 9,899,000 | 9,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,188,000 | 2,329,000 | 3,481,000 | 4,650,000 |
| Interest expense | 383,000 | 725,000 | 1,038,000 | 1,344,000 |
| Net interest income | 805,000 | 1,604,000 | 2,443,000 | 3,306,000 |
| Noninterest income | 203,000 | 407,000 | 616,000 | 919,000 |
| Noninterest expense | 898,000 | 1,735,000 | 2,659,000 | 3,697,000 |
| Provision for loan losses | 20,000 | 90,000 | 120,000 | 484,000 |
| Pretax income | 203,000 | 173,000 | 267,000 | 6,000 |
| Income tax | 1,000 | 4,000 | 6,000 | -102,000 |
| Net income | 202,000 | 169,000 | 261,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,564,000 | 9,531,000 | 9,623,000 | 9,470,000 |
| Total capital | 10,295,000 | 10,134,000 | 9,980,000 | 10,155,000 |
| Risk-weighted assets | 64,205,000 | 61,456,000 | 62,676,000 | 63,655,000 |