Call reports 2007
MERCHANTS & PLANTERS BANK — 2007
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 92,710,000 | 91,640,000 | 93,315,000 | 92,548,000 |
| Total loans | 48,533,000 | 47,072,000 | 48,987,000 | 47,111,000 |
| Allowance for loan losses | 1,256,000 | 1,284,000 | 1,256,000 | 1,186,000 |
| Securities available for sale | 31,346,000 | 33,688,000 | 32,983,000 | 29,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,882,000 | 80,913,000 | 82,040,000 | 81,015,000 |
| Interest-bearing deposits | 72,294,000 | 72,204,000 | 73,604,000 | 73,324,000 |
| Noninterest-bearing deposits | 9,588,000 | 8,709,000 | 8,436,000 | 7,691,000 |
| Equity capital | 8,815,000 | 8,686,000 | 9,150,000 | 9,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,423,000 | 2,932,000 | 4,427,000 | 5,912,000 |
| Interest expense | 647,000 | 1,317,000 | 1,995,000 | 2,668,000 |
| Net interest income | 776,000 | 1,615,000 | 2,432,000 | 3,244,000 |
| Noninterest income | 181,000 | 366,000 | 546,000 | 722,000 |
| Noninterest expense | 772,000 | 1,572,000 | 2,294,000 | 3,030,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 179,000 | 403,000 | 677,000 | 930,000 |
| Income tax | 53,000 | 117,000 | 193,000 | 216,000 |
| Net income | 126,000 | 286,000 | 484,000 | 714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,964,000 | 9,123,000 | 9,321,000 | 9,502,000 |
| Total capital | 9,691,000 | 9,837,000 | 10,062,000 | 10,219,000 |
| Risk-weighted assets | 57,662,000 | 56,512,000 | 58,738,000 | 56,907,000 |