Call reports 2006
MERCHANTS & PLANTERS BANK — 2006
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 89,582,000 | 90,303,000 | 89,938,000 | 89,840,000 |
| Total loans | 47,863,000 | 47,470,000 | 48,620,000 | 48,127,000 |
| Allowance for loan losses | 1,507,000 | 1,472,000 | 1,305,000 | 1,264,000 |
| Securities available for sale | 31,129,000 | 31,969,000 | 31,463,000 | 31,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,997,000 | 79,032,000 | 77,593,000 | 78,925,000 |
| Interest-bearing deposits | 69,876,000 | 69,661,000 | 68,685,000 | 68,465,000 |
| Noninterest-bearing deposits | 8,121,000 | 9,371,000 | 8,908,000 | 10,460,000 |
| Equity capital | 8,287,000 | 8,198,000 | 8,711,000 | 8,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,261,000 | 2,565,000 | 3,980,000 | 5,371,000 |
| Interest expense | 511,000 | 1,063,000 | 1,667,000 | 2,305,000 |
| Net interest income | 750,000 | 1,502,000 | 2,313,000 | 3,066,000 |
| Noninterest income | 168,000 | 360,000 | 548,000 | 734,000 |
| Noninterest expense | 752,000 | 1,500,000 | 2,230,000 | 3,025,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 166,000 | 362,000 | 631,000 | 778,000 |
| Income tax | 27,000 | 126,000 | 225,000 | 207,000 |
| Net income | 139,000 | 236,000 | 406,000 | 571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,746,000 | 8,843,000 | 9,013,000 | 9,177,000 |
| Total capital | 9,456,000 | 9,554,000 | 9,729,000 | 9,890,000 |
| Risk-weighted assets | 56,042,000 | 56,114,000 | 56,692,000 | 56,474,000 |