Call reports 2002
MERCHANTS & PLANTERS BANK — 2002
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 115,635,000 | 113,579,000 | 111,610,000 | 111,442,000 |
| Total loans | 79,028,000 | 76,894,000 | 75,420,000 | 70,968,000 |
| Allowance for loan losses | 1,708,000 | 1,705,000 | 2,044,000 | 723,000 |
| Securities available for sale | 27,025,000 | 24,710,000 | 23,945,000 | 26,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,004,000 | 101,031,000 | 99,055,000 | 99,232,000 |
| Interest-bearing deposits | 95,658,000 | 93,297,000 | 91,785,000 | 90,916,000 |
| Noninterest-bearing deposits | 7,346,000 | 7,734,000 | 7,270,000 | 8,316,000 |
| Equity capital | 9,421,000 | 9,313,000 | 9,545,000 | 9,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,005,000 | 4,004,000 | 6,021,000 | 7,830,000 |
| Interest expense | 902,000 | 1,717,000 | 2,476,000 | 3,174,000 |
| Net interest income | 1,103,000 | 2,287,000 | 3,545,000 | 4,656,000 |
| Noninterest income | 203,000 | 356,000 | 524,000 | 729,000 |
| Noninterest expense | 1,014,000 | 1,905,000 | 2,794,000 | 3,673,000 |
| Provision for loan losses | 225,000 | 1,575,000 | 2,150,000 | 2,662,000 |
| Pretax income | 95,000 | -794,000 | -761,000 | -821,000 |
| Income tax | 7,000 | -334,000 | -343,000 | -185,000 |
| Net income | 88,000 | -460,000 | -418,000 | -636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,588,000 | 9,030,000 | 9,080,000 | 8,765,000 |
| Total capital | 10,662,000 | 10,107,000 | 10,135,000 | 9,488,000 |
| Risk-weighted assets | 85,290,000 | 85,531,000 | 83,444,000 | 83,753,000 |