Call reports 2001
MERCHANTS & PLANTERS BANK — 2001
What MERCHANTS & PLANTERS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 117,900,000 | 117,985,000 | 118,039,000 | 118,425,000 |
| Total loans | 80,288,000 | 82,808,000 | 83,760,000 | 79,740,000 |
| Allowance for loan losses | 1,057,000 | 3,000,000 | 2,819,000 | 2,201,000 |
| Securities available for sale | 27,846,000 | 26,462,000 | 25,301,000 | 28,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,426,000 | 104,543,000 | 104,163,000 | 105,000,000 |
| Interest-bearing deposits | 96,176,000 | 96,565,000 | 96,738,000 | 97,179,000 |
| Noninterest-bearing deposits | 7,250,000 | 7,978,000 | 7,425,000 | 7,821,000 |
| Equity capital | 10,308,000 | 9,187,000 | 9,690,000 | 9,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,473,000 | 4,954,000 | 7,387,000 | 9,621,000 |
| Interest expense | 1,450,000 | 2,862,000 | 4,180,000 | 5,304,000 |
| Net interest income | 1,023,000 | 2,092,000 | 3,207,000 | 4,317,000 |
| Noninterest income | 259,000 | 548,000 | 809,000 | 1,044,000 |
| Noninterest expense | 907,000 | 1,816,000 | 2,627,000 | 3,480,000 |
| Provision for loan losses | 105,000 | 2,238,000 | 2,313,000 | 2,563,000 |
| Pretax income | 334,000 | -1,313,000 | -809,000 | -549,000 |
| Income tax | 108,000 | -525,000 | -341,000 | -296,000 |
| Net income | 226,000 | -788,000 | -468,000 | -253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,109,000 | 9,094,000 | 9,421,000 | 9,500,000 |
| Total capital | 11,166,000 | 10,226,000 | 10,552,000 | 10,595,000 |
| Risk-weighted assets | 102,839,000 | 88,696,000 | 88,828,000 | 86,504,000 |