Call report 2004Q4
BANK OF ALPENA — 2004Q4
The 22 measures BANK OF ALPENA reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 62,639,000 | USD | evidence → |
| Total loans | 40,996,000 | USD | evidence → |
| Allowance for loan losses | 531,000 | USD | evidence → |
| Securities available for sale | 14,897,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,645,000 | USD | evidence → |
| Interest-bearing deposits | 47,700,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,945,000 | USD | evidence → |
| Equity capital | 4,923,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,954,000 | USD | evidence → |
| Interest expense | 654,000 | USD | evidence → |
| Net interest income | 2,300,000 | USD | evidence → |
| Noninterest income | 112,000 | USD | evidence → |
| Noninterest expense | 1,587,000 | USD | evidence → |
| Provision for loan losses | 486,000 | USD | evidence → |
| Pretax income | 339,000 | USD | evidence → |
| Income tax | 92,000 | USD | evidence → |
| Net income | 247,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,973,000 | USD | evidence → |
| Total capital | 5,501,000 | USD | evidence → |
| Risk-weighted assets | 42,210,000 | USD | evidence → |