Call reports 2020
MELROSE BANK — 2020
What MELROSE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 |
|---|---|
| Total assets | 338,834,000 |
| Total loans | 284,124,000 |
| Allowance for loan losses | 1,570,000 |
| Securities available for sale | 17,192,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 274,975,000 |
| Interest-bearing deposits | 251,856,000 |
| Noninterest-bearing deposits | 23,119,000 |
| Equity capital | 31,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 |
|---|---|
| Interest income | 3,001,000 |
| Interest expense | 1,254,000 |
| Net interest income | 1,747,000 |
| Noninterest income | 400,000 |
| Noninterest expense | 1,537,000 |
| Provision for loan losses | -23,000 |
| Pretax income | 572,000 |
| Income tax | 154,000 |
| Net income | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 |
|---|---|
| Tier 1 capital | 31,086,000 |
| Total capital | 32,683,000 |
| Risk-weighted assets | 229,471,000 |