Call report 2015Q4
MELROSE BANK — 2015Q4
The 22 measures MELROSE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 226,240,000 | USD | evidence → |
| Total loans | 160,927,000 | USD | evidence → |
| Allowance for loan losses | 579,000 | USD | evidence → |
| Securities available for sale | 41,307,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 189,845,000 | USD | evidence → |
| Interest-bearing deposits | 171,169,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,676,000 | USD | evidence → |
| Equity capital | 33,247,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,820,000 | USD | evidence → |
| Interest expense | 1,343,000 | USD | evidence → |
| Net interest income | 4,477,000 | USD | evidence → |
| Noninterest income | 285,000 | USD | evidence → |
| Noninterest expense | 3,822,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 828,000 | USD | evidence → |
| Income tax | 238,000 | USD | evidence → |
| Net income | 590,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,061,000 | USD | evidence → |
| Total capital | 33,560,000 | USD | evidence → |
| Risk-weighted assets | 135,491,000 | USD | evidence → |