Call report 2007Q4
MELROSE BANK — 2007Q4
The 22 measures MELROSE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,865,000 | USD | evidence → |
| Total loans | 83,416,000 | USD | evidence → |
| Allowance for loan losses | 463,000 | USD | evidence → |
| Securities available for sale | 20,539,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 103,290,000 | USD | evidence → |
| Interest-bearing deposits | 98,912,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,378,000 | USD | evidence → |
| Equity capital | 15,533,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,949,000 | USD | evidence → |
| Interest expense | 3,409,000 | USD | evidence → |
| Net interest income | 2,540,000 | USD | evidence → |
| Noninterest income | 278,000 | USD | evidence → |
| Noninterest expense | 2,195,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 623,000 | USD | evidence → |
| Income tax | 157,000 | USD | evidence → |
| Net income | 466,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,479,000 | USD | evidence → |
| Total capital | 16,149,000 | USD | evidence → |
| Risk-weighted assets | 72,562,000 | USD | evidence → |