Call report 2005Q4
MELROSE BANK — 2005Q4
The 22 measures MELROSE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,044,000 | USD | evidence → |
| Total loans | 74,179,000 | USD | evidence → |
| Allowance for loan losses | 465,000 | USD | evidence → |
| Securities available for sale | 24,509,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,689,000 | USD | evidence → |
| Interest-bearing deposits | 91,631,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,058,000 | USD | evidence → |
| Equity capital | 14,309,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,682,000 | USD | evidence → |
| Interest expense | 1,943,000 | USD | evidence → |
| Net interest income | 2,739,000 | USD | evidence → |
| Noninterest income | 196,000 | USD | evidence → |
| Noninterest expense | 2,098,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 837,000 | USD | evidence → |
| Income tax | 242,000 | USD | evidence → |
| Net income | 595,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,408,000 | USD | evidence → |
| Total capital | 14,959,000 | USD | evidence → |
| Risk-weighted assets | 68,739,000 | USD | evidence → |