Call reports 2024
KCB BANK — 2024
What KCB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 310,886,000 | 316,432,000 | 315,556,000 | 317,522,000 |
| Total loans | 165,198,000 | 177,619,000 | 176,883,000 | 174,856,000 |
| Allowance for loan losses | 2,512,000 | 2,631,000 | 2,830,000 | 2,637,000 |
| Securities available for sale | 112,504,000 | 115,080,000 | 112,936,000 | 109,364,000 |
| Securities held to maturity | 6,250,000 | 6,250,000 | 6,250,000 | 6,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,940,000 | 270,219,000 | 268,834,000 | 280,171,000 |
| Interest-bearing deposits | 232,341,000 | 232,766,000 | 228,337,000 | 232,259,000 |
| Noninterest-bearing deposits | 42,599,000 | 37,453,000 | 40,497,000 | 47,912,000 |
| Equity capital | 34,021,000 | 35,101,000 | 36,614,000 | 35,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,454,000 | 9,131,000 | 13,890,000 | 18,465,000 |
| Interest expense | 2,015,000 | 4,048,000 | 6,512,000 | 8,546,000 |
| Net interest income | 2,439,000 | 5,083,000 | 7,378,000 | 9,919,000 |
| Noninterest income | 323,000 | 640,000 | 970,000 | 1,324,000 |
| Noninterest expense | 1,872,000 | 3,581,000 | 5,518,000 | 7,471,000 |
| Provision for loan losses | 0 | 119,000 | 485,000 | 299,000 |
| Pretax income | 340,000 | 1,482,000 | 1,944,000 | 3,062,000 |
| Income tax | 25,000 | 29,000 | 30,000 | 106,000 |
| Net income | 315,000 | 1,453,000 | 1,914,000 | 2,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,508,000 | 41,213,000 | 41,271,000 | 41,867,000 |