Call reports 2023
KCB BANK — 2023
What KCB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 273,604,000 | 284,589,000 | 282,806,000 | 298,134,000 |
| Total loans | 154,604,000 | 161,151,000 | 161,704,000 | 158,271,000 |
| Allowance for loan losses | 2,411,000 | 2,371,000 | 2,371,000 | 2,345,000 |
| Securities available for sale | 93,391,000 | 91,556,000 | 96,933,000 | 110,261,000 |
| Securities held to maturity | 6,250,000 | 6,250,000 | 6,250,000 | 6,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,630,000 | 246,196,000 | 243,760,000 | 261,698,000 |
| Interest-bearing deposits | 192,388,000 | 198,843,000 | 200,725,000 | 217,688,000 |
| Noninterest-bearing deposits | 47,242,000 | 47,353,000 | 43,035,000 | 44,010,000 |
| Equity capital | 32,179,000 | 32,493,000 | 30,929,000 | 34,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,409,000 | 6,955,000 | 10,888,000 | 15,004,000 |
| Interest expense | 873,000 | 2,049,000 | 3,641,000 | 5,411,000 |
| Net interest income | 2,536,000 | 4,906,000 | 7,247,000 | 9,593,000 |
| Noninterest income | 324,000 | 625,000 | 1,294,000 | 1,596,000 |
| Noninterest expense | 1,888,000 | 3,645,000 | 5,431,000 | 7,105,000 |
| Provision for loan losses | 0 | -40,000 | -40,000 | -66,000 |
| Pretax income | 860,000 | 1,776,000 | 3,002,000 | 3,836,000 |
| Income tax | 36,000 | 75,000 | 97,000 | 32,000 |
| Net income | 824,000 | 1,701,000 | 2,905,000 | 3,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,013,000 | 40,440,000 | 41,194,000 | 41,643,000 |
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