Call reports 2022
KCB BANK — 2022
What KCB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 263,946,000 | 261,158,000 | 264,833,000 | 265,623,000 |
| Total loans | 145,602,000 | 153,831,000 | 156,898,000 | 151,407,000 |
| Allowance for loan losses | 2,391,000 | 2,409,000 | 2,410,000 | 2,410,000 |
| Securities available for sale | 87,436,000 | 82,682,000 | 83,062,000 | 88,689,000 |
| Securities held to maturity | 6,250,000 | 6,250,000 | 6,250,000 | 6,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,466,000 | 216,890,000 | 221,232,000 | 229,632,000 |
| Interest-bearing deposits | 179,568,000 | 171,078,000 | 172,519,000 | 179,244,000 |
| Noninterest-bearing deposits | 45,898,000 | 45,812,000 | 48,713,000 | 50,388,000 |
| Equity capital | 36,692,000 | 32,386,000 | 29,630,000 | 31,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,232,000 | 4,564,000 | 7,208,000 | 10,165,000 |
| Interest expense | 138,000 | 322,000 | 669,000 | 1,263,000 |
| Net interest income | 2,094,000 | 4,242,000 | 6,539,000 | 8,902,000 |
| Noninterest income | 921,000 | 1,281,000 | 1,604,000 | 1,926,000 |
| Noninterest expense | 1,777,000 | 3,168,000 | 5,005,000 | 6,631,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,237,000 | 2,355,000 | 3,145,000 | 4,204,000 |
| Income tax | 30,000 | 77,000 | 107,000 | 105,000 |
| Net income | 1,207,000 | 2,278,000 | 3,038,000 | 4,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,296,000 | 39,918,000 | 40,228,000 | 40,839,000 |