Call reports 2021
KCB BANK — 2021
What KCB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 247,012,000 | 253,199,000 | 243,543,000 | 255,915,000 |
| Total loans | 152,325,000 | 154,813,000 | 145,957,000 | 145,891,000 |
| Allowance for loan losses | 2,410,000 | 2,410,000 | 2,409,000 | 2,409,000 |
| Securities available for sale | 79,799,000 | 84,079,000 | 80,810,000 | 84,973,000 |
| Securities held to maturity | 0 | 0 | 3,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,363,000 | 203,301,000 | 200,126,000 | 212,534,000 |
| Interest-bearing deposits | 165,594,000 | 123,338,000 | 158,549,000 | 166,304,000 |
| Noninterest-bearing deposits | 40,769,000 | 79,963,000 | 41,577,000 | 46,230,000 |
| Equity capital | 38,874,000 | 40,640,000 | 41,554,000 | 41,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,329,000 | 4,926,000 | 7,812,000 | 10,065,000 |
| Interest expense | 179,000 | 347,000 | 506,000 | 642,000 |
| Net interest income | 2,150,000 | 4,579,000 | 7,306,000 | 9,423,000 |
| Noninterest income | 435,000 | 782,000 | 1,143,000 | 1,458,000 |
| Noninterest expense | 1,534,000 | 2,957,000 | 4,656,000 | 6,171,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,051,000 | 2,410,000 | 3,947,000 | 4,868,000 |
| Income tax | 98,000 | 99,000 | 163,000 | 197,000 |
| Net income | 953,000 | 2,311,000 | 3,784,000 | 4,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,334,000 | 38,255,000 | 39,289,000 | 39,739,000 |