Call reports 2019
KCB BANK — 2019
What KCB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 205,068,000 | 203,416,000 | 203,144,000 | 218,701,000 |
| Total loans | 145,746,000 | 153,433,000 | 151,502,000 | 151,255,000 |
| Allowance for loan losses | 2,080,000 | 2,069,000 | 2,077,000 | 2,324,000 |
| Securities available for sale | 36,108,000 | 36,115,000 | 33,690,000 | 38,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,880,000 | 165,137,000 | 163,860,000 | 180,445,000 |
| Interest-bearing deposits | 141,604,000 | 138,964,000 | 136,829,000 | 144,814,000 |
| Noninterest-bearing deposits | 26,276,000 | 26,173,000 | 27,031,000 | 35,631,000 |
| Equity capital | 35,514,000 | 36,543,000 | 37,428,000 | 36,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,506,000 | 5,116,000 | 7,768,000 | 10,450,000 |
| Interest expense | 438,000 | 876,000 | 1,309,000 | 1,716,000 |
| Net interest income | 2,068,000 | 4,240,000 | 6,459,000 | 8,734,000 |
| Noninterest income | 351,000 | 642,000 | 945,000 | 1,238,000 |
| Noninterest expense | 1,275,000 | 2,617,000 | 4,022,000 | 5,412,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,150,000 | 2,299,000 | 3,756,000 | 4,934,000 |
| Income tax | 49,000 | 95,000 | 160,000 | 195,000 |
| Net income | 1,101,000 | 2,204,000 | 3,596,000 | 4,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,836,000 | 34,501,000 | 35,455,000 | 34,953,000 |
| Total capital | 35,752,000 | 36,469,000 | 37,419,000 | 36,962,000 |
| Risk-weighted assets | 153,179,000 | 157,352,000 | 157,081,000 | 160,483,000 |