Call reports 2018
KCB BANK — 2018
What KCB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 206,103,000 | 203,027,000 | 197,108,000 | 202,887,000 |
| Total loans | 144,401,000 | 149,921,000 | 151,166,000 | 147,833,000 |
| Allowance for loan losses | 2,180,000 | 2,176,000 | 2,085,000 | 2,079,000 |
| Securities available for sale | 39,901,000 | 37,624,000 | 32,108,000 | 36,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,785,000 | 167,228,000 | 159,913,000 | 167,057,000 |
| Interest-bearing deposits | 145,514,000 | 143,229,000 | 134,867,000 | 138,643,000 |
| Noninterest-bearing deposits | 25,271,000 | 23,999,000 | 25,046,000 | 28,414,000 |
| Equity capital | 33,721,000 | 34,134,000 | 34,475,000 | 34,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,314,000 | 4,749,000 | 7,209,000 | 9,702,000 |
| Interest expense | 332,000 | 704,000 | 1,085,000 | 1,480,000 |
| Net interest income | 1,982,000 | 4,045,000 | 6,124,000 | 8,222,000 |
| Noninterest income | 293,000 | 579,000 | 867,000 | 1,126,000 |
| Noninterest expense | 1,350,000 | 2,732,000 | 4,008,000 | 5,313,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 925,000 | 2,013,000 | 3,107,000 | 4,153,000 |
| Income tax | 43,000 | 89,000 | 130,000 | 170,000 |
| Net income | 882,000 | 1,924,000 | 2,977,000 | 3,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,487,000 | 33,102,000 | 33,729,000 | 33,170,000 |
| Total capital | 34,404,000 | 35,057,000 | 35,674,000 | 35,092,000 |
| Risk-weighted assets | 153,129,000 | 156,258,000 | 155,468,000 | 153,620,000 |