Call reports 2016
KCB BANK — 2016
What KCB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 193,550,000 | 195,717,000 | 196,387,000 | 202,344,000 |
| Total loans | 133,230,000 | 137,608,000 | 138,667,000 | 139,110,000 |
| Allowance for loan losses | 1,553,000 | 1,584,000 | 1,639,000 | 1,645,000 |
| Securities available for sale | 43,802,000 | 44,270,000 | 42,203,000 | 40,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,676,000 | 154,090,000 | 155,541,000 | 167,531,000 |
| Interest-bearing deposits | 138,638,000 | 133,561,000 | 133,667,000 | 144,783,000 |
| Noninterest-bearing deposits | 20,038,000 | 20,529,000 | 21,874,000 | 22,748,000 |
| Equity capital | 33,333,000 | 34,412,000 | 34,621,000 | 33,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,294,000 | 4,535,000 | 6,819,000 | 9,061,000 |
| Interest expense | 185,000 | 381,000 | 587,000 | 796,000 |
| Net interest income | 2,109,000 | 4,154,000 | 6,232,000 | 8,265,000 |
| Noninterest income | 265,000 | 545,000 | 847,000 | 1,118,000 |
| Noninterest expense | 1,142,000 | 2,283,000 | 3,510,000 | 5,669,000 |
| Provision for loan losses | 85,000 | 104,000 | 147,000 | 151,000 |
| Pretax income | 1,147,000 | 2,339,000 | 3,468,000 | 3,609,000 |
| Income tax | 48,000 | 102,000 | 153,000 | -6,000 |
| Net income | 1,099,000 | 2,237,000 | 3,315,000 | 3,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,411,000 | 30,662,000 | 31,305,000 | 31,609,000 |
| Total capital | 31,964,000 | 32,246,000 | 32,944,000 | 33,254,000 |
| Risk-weighted assets | 143,244,000 | 146,562,000 | 146,227,000 | 148,080,000 |