Call reports 2015
KCB BANK — 2015
What KCB BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 187,965,000 | 191,498,000 | 189,379,000 | 192,437,000 |
| Total loans | 127,871,000 | 131,690,000 | 134,977,000 | 135,197,000 |
| Allowance for loan losses | 1,424,000 | 1,425,000 | 1,428,000 | 1,456,000 |
| Securities available for sale | 45,892,000 | 44,931,000 | 41,773,000 | 41,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,440,000 | 152,406,000 | 148,235,000 | 157,066,000 |
| Interest-bearing deposits | 132,279,000 | 132,854,000 | 129,070,000 | 137,635,000 |
| Noninterest-bearing deposits | 22,161,000 | 19,552,000 | 19,165,000 | 19,431,000 |
| Equity capital | 31,988,000 | 31,581,000 | 32,763,000 | 33,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,141,000 | 4,341,000 | 6,595,000 | 8,869,000 |
| Interest expense | 145,000 | 295,000 | 458,000 | 632,000 |
| Net interest income | 1,996,000 | 4,046,000 | 6,137,000 | 8,237,000 |
| Noninterest income | 270,000 | 542,000 | 829,000 | 1,096,000 |
| Noninterest expense | 1,161,000 | 2,292,000 | 3,420,000 | 4,625,000 |
| Provision for loan losses | 32,000 | 32,000 | 32,000 | 32,000 |
| Pretax income | 1,088,000 | 2,314,000 | 3,584,000 | 4,747,000 |
| Income tax | 49,000 | 96,000 | 148,000 | 195,000 |
| Net income | 1,039,000 | 2,218,000 | 3,436,000 | 4,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,123,000 | 29,411,000 | 30,189,000 | 31,313,000 |
| Total capital | 30,547,000 | 30,836,000 | 31,617,000 | 32,769,000 |
| Risk-weighted assets | 137,250,000 | 141,280,000 | 142,206,000 | 143,741,000 |