Call reports 2012
KCB BANK — 2012
What KCB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 122,121,000 | 122,552,000 | 118,922,000 | 202,659,000 |
| Total loans | 49,759,000 | 53,594,000 | 53,823,000 | 112,085,000 |
| Allowance for loan losses | 924,000 | 926,000 | 676,000 | 676,000 |
| Securities available for sale | 64,044,000 | 60,573,000 | 55,066,000 | 64,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,699,000 | 94,814,000 | 90,608,000 | 173,744,000 |
| Interest-bearing deposits | 87,049,000 | 87,007,000 | 82,282,000 | 152,556,000 |
| Noninterest-bearing deposits | 7,650,000 | 7,807,000 | 8,326,000 | 21,188,000 |
| Equity capital | 26,747,000 | 27,008,000 | 27,531,000 | 27,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,130,000 | 2,265,000 | 4,265,000 | 6,116,000 |
| Interest expense | 99,000 | 195,000 | 285,000 | 464,000 |
| Net interest income | 1,031,000 | 2,070,000 | 3,980,000 | 5,652,000 |
| Noninterest income | 158,000 | 303,000 | 440,000 | 643,000 |
| Noninterest expense | 603,000 | 1,180,000 | 1,871,000 | 2,968,000 |
| Provision for loan losses | 0 | 0 | 440,000 | 440,000 |
| Pretax income | 586,000 | 1,272,000 | 2,200,000 | 3,012,000 |
| Income tax | 16,000 | 44,000 | 71,000 | 84,000 |
| Net income | 570,000 | 1,228,000 | 2,129,000 | 2,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,770,000 | 24,979,000 | 25,385,000 | 23,872,000 |
| Total capital | 25,575,000 | 25,820,000 | 26,061,000 | 24,548,000 |
| Risk-weighted assets | 64,302,000 | 67,185,000 | 69,364,000 | 130,016,000 |