Call reports 2005
KCB BANK — 2005
What KCB BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 95,998,000 | 93,372,000 | 91,548,000 | 101,707,000 |
| Total loans | 44,554,000 | 41,630,000 | 45,372,000 | 44,531,000 |
| Allowance for loan losses | 772,000 | 772,000 | 770,000 | 767,000 |
| Securities available for sale | 43,746,000 | 43,672,000 | 41,803,000 | 46,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,984,000 | 70,785,000 | 63,521,000 | 79,772,000 |
| Interest-bearing deposits | 67,813,000 | 65,973,000 | 58,887,000 | 72,823,000 |
| Noninterest-bearing deposits | 6,172,000 | 4,812,000 | 4,634,000 | 6,949,000 |
| Equity capital | 21,822,000 | 22,373,000 | 22,100,000 | 21,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,315,000 | 3,524,000 | 4,692,000 |
| Interest expense | 336,000 | 685,000 | 1,060,000 | 1,424,000 |
| Net interest income | 789,000 | 1,630,000 | 2,464,000 | 3,268,000 |
| Noninterest income | 78,000 | 168,000 | 251,000 | 352,000 |
| Noninterest expense | 386,000 | 799,000 | 1,210,000 | 1,654,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 481,000 | 999,000 | 1,505,000 | 1,966,000 |
| Income tax | 19,000 | 42,000 | 61,000 | 81,000 |
| Net income | 462,000 | 957,000 | 1,444,000 | 1,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,256,000 | 22,341,000 | 22,401,000 | 22,419,000 |
| Total capital | 22,911,000 | 22,977,000 | 23,075,000 | 23,096,000 |
| Risk-weighted assets | 52,264,000 | 50,740,000 | 53,817,000 | 54,061,000 |
Machine access — free, no API key
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