Call reports 2011
BILTMORE BANK OF ARIZONA, THE — 2011
What BILTMORE BANK OF ARIZONA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 255,746,000 | 261,095,000 | 267,094,000 | 261,333,000 |
| Total loans | 163,365,000 | 149,199,000 | 151,161,000 | 161,470,000 |
| Allowance for loan losses | 3,562,000 | 3,503,000 | 3,063,000 | 3,249,000 |
| Securities available for sale | 33,421,000 | 29,268,000 | 55,453,000 | 56,048,000 |
| Securities held to maturity | 8,341,000 | 6,511,000 | 4,841,000 | 3,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,657,000 | 235,627,000 | 242,190,000 | 236,947,000 |
| Interest-bearing deposits | 197,973,000 | 203,867,000 | 207,456,000 | 202,203,000 |
| Noninterest-bearing deposits | 32,684,000 | 31,760,000 | 34,734,000 | 34,744,000 |
| Equity capital | 24,028,000 | 24,384,000 | 23,762,000 | 23,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,617,000 | 5,100,000 | 7,482,000 | 9,811,000 |
| Interest expense | 517,000 | 973,000 | 1,396,000 | 1,813,000 |
| Net interest income | 2,100,000 | 4,127,000 | 6,086,000 | 7,998,000 |
| Noninterest income | 126,000 | 246,000 | 88,000 | 174,000 |
| Noninterest expense | 2,147,000 | 4,296,000 | 6,307,000 | 8,182,000 |
| Provision for loan losses | -5,000 | -2,000 | 802,000 | 977,000 |
| Pretax income | 84,000 | 103,000 | -911,000 | -947,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 103,000 | -911,000 | -947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,413,000 | 24,449,000 | 23,453,000 | 23,434,000 |
| Total capital | 26,933,000 | 26,750,000 | 25,721,000 | 25,809,000 |
| Risk-weighted assets | 200,501,000 | 182,226,000 | 180,617,000 | 189,108,000 |