Call reports 2010
BILTMORE BANK OF ARIZONA, THE — 2010
What BILTMORE BANK OF ARIZONA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 262,910,000 | 269,554,000 | 251,879,000 | 257,909,000 |
| Total loans | 183,249,000 | 171,486,000 | 168,105,000 | 174,639,000 |
| Allowance for loan losses | 4,560,000 | 3,955,000 | 3,667,000 | 3,615,000 |
| Securities available for sale | 26,271,000 | 31,027,000 | 29,622,000 | 35,445,000 |
| Securities held to maturity | 17,833,000 | 14,822,000 | 12,142,000 | 10,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,459,000 | 244,765,000 | 227,152,000 | 233,146,000 |
| Interest-bearing deposits | 221,399,000 | 197,610,000 | 199,204,000 | 200,883,000 |
| Noninterest-bearing deposits | 17,060,000 | 47,155,000 | 27,948,000 | 32,263,000 |
| Equity capital | 23,516,000 | 23,780,000 | 23,831,000 | 23,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,820,000 | 5,750,000 | 8,482,000 | 11,206,000 |
| Interest expense | 968,000 | 1,921,000 | 2,735,000 | 3,350,000 |
| Net interest income | 1,852,000 | 3,829,000 | 5,747,000 | 7,856,000 |
| Noninterest income | 94,000 | 455,000 | 543,000 | 621,000 |
| Noninterest expense | 1,983,000 | 4,140,000 | 5,972,000 | 7,781,000 |
| Provision for loan losses | 18,000 | 263,000 | 259,000 | 256,000 |
| Pretax income | -55,000 | -89,000 | 181,000 | 562,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -55,000 | -89,000 | 181,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,599,000 | 23,583,000 | 23,881,000 | 24,310,000 |
| Total capital | 26,404,000 | 26,242,000 | 26,470,000 | 26,966,000 |
| Risk-weighted assets | 222,659,000 | 212,000,000 | 206,054,000 | 213,203,000 |