Call reports 2009
BILTMORE BANK OF ARIZONA, THE — 2009
What BILTMORE BANK OF ARIZONA, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 281,100,000 | 280,150,000 | 272,760,000 | 264,923,000 |
| Total loans | 195,387,000 | 224,232,000 | 222,407,000 | 208,066,000 |
| Allowance for loan losses | 4,634,000 | 4,533,000 | 4,483,000 | 4,588,000 |
| Securities available for sale | 0 | 22,550,000 | 24,641,000 | 23,619,000 |
| Securities held to maturity | 30,260,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,005,000 | 252,457,000 | 244,499,000 | 240,612,000 |
| Interest-bearing deposits | 232,887,000 | 237,296,000 | 225,962,000 | 223,264,000 |
| Noninterest-bearing deposits | 19,118,000 | 15,162,000 | 18,538,000 | 17,349,000 |
| Equity capital | 27,833,000 | 26,668,000 | 27,483,000 | 23,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,582,000 | 5,724,000 | 9,022,000 | 12,123,000 |
| Interest expense | 1,097,000 | 2,272,000 | 3,421,000 | 4,514,000 |
| Net interest income | 1,485,000 | 3,452,000 | 5,601,000 | 7,609,000 |
| Noninterest income | 238,000 | -122,000 | 158,000 | 40,000 |
| Noninterest expense | 2,072,000 | 4,006,000 | 5,861,000 | 8,610,000 |
| Provision for loan losses | 1,259,000 | 2,059,000 | 2,221,000 | 5,200,000 |
| Pretax income | -1,608,000 | -2,650,000 | -2,243,000 | -5,862,000 |
| Income tax | -2,900,000 | -2,900,000 | -2,900,000 | -2,900,000 |
| Net income | 1,292,000 | 250,000 | 657,000 | -2,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,833,000 | 26,812,000 | 27,237,000 | 23,636,000 |
| Total capital | 30,997,000 | 30,046,000 | 30,396,000 | 26,566,000 |
| Risk-weighted assets | 251,595,000 | 261,924,000 | 251,327,000 | 232,740,000 |