Call reports 2007
BILTMORE BANK OF ARIZONA, THE — 2007
What BILTMORE BANK OF ARIZONA, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 232,885,000 | 232,651,000 | 217,084,000 | 220,587,000 |
| Total loans | 191,634,000 | 178,201,000 | 178,782,000 | 179,621,000 |
| Allowance for loan losses | 2,415,000 | 2,200,000 | 2,431,000 | 2,958,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 921,000 | 859,000 | 804,000 | 749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,084,000 | 196,808,000 | 180,298,000 | 184,375,000 |
| Interest-bearing deposits | 187,182,000 | 184,354,000 | 170,160,000 | 168,538,000 |
| Noninterest-bearing deposits | 9,902,000 | 12,454,000 | 10,138,000 | 15,837,000 |
| Equity capital | 34,209,000 | 34,293,000 | 34,928,000 | 35,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,913,000 | 9,824,000 | 14,482,000 | 18,804,000 |
| Interest expense | 1,834,000 | 3,646,000 | 5,354,000 | 7,023,000 |
| Net interest income | 3,079,000 | 6,178,000 | 9,128,000 | 11,781,000 |
| Noninterest income | 29,000 | -380,000 | -50,000 | 49,000 |
| Noninterest expense | 2,525,000 | 4,451,000 | 6,731,000 | 8,685,000 |
| Provision for loan losses | 79,000 | 782,000 | 1,156,000 | 1,880,000 |
| Pretax income | 504,000 | 565,000 | 1,191,000 | 1,265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 504,000 | 565,000 | 1,191,000 | 1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,472,000 | 32,556,000 | 33,191,000 | 33,283,000 |
| Total capital | 34,962,000 | 34,846,000 | 35,720,000 | 36,199,000 |
| Risk-weighted assets | 232,713,000 | 228,898,000 | 227,591,000 | 233,060,000 |