Call reports 2006
BILTMORE BANK OF ARIZONA, THE — 2006
What BILTMORE BANK OF ARIZONA, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 268,395,000 | 248,866,000 | 235,046,000 | 250,937,000 |
| Total loans | 192,023,000 | 200,073,000 | 211,901,000 | 210,139,000 |
| Allowance for loan losses | 1,711,000 | 1,612,000 | 1,862,000 | 2,356,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,090,000 | 1,031,000 | 986,000 | 953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,240,000 | 208,678,000 | 192,241,000 | 209,710,000 |
| Interest-bearing deposits | 172,720,000 | 149,393,000 | 146,188,000 | 195,842,000 |
| Noninterest-bearing deposits | 60,520,000 | 59,285,000 | 46,053,000 | 13,868,000 |
| Equity capital | 33,045,000 | 38,210,000 | 40,907,000 | 33,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,964,000 | 10,349,000 | 15,662,000 | 20,739,000 |
| Interest expense | 1,445,000 | 2,899,000 | 4,474,000 | 6,516,000 |
| Net interest income | 3,519,000 | 7,450,000 | 11,188,000 | 14,223,000 |
| Noninterest income | 3,692,000 | 7,945,000 | 11,926,000 | 14,240,000 |
| Noninterest expense | 5,167,000 | 11,213,000 | 17,423,000 | 31,521,000 |
| Provision for loan losses | 501,000 | 737,000 | 1,106,000 | 5,484,000 |
| Pretax income | 1,543,000 | 3,445,000 | 4,585,000 | -8,542,000 |
| Income tax | 673,000 | 1,410,000 | 1,853,000 | -1,433,000 |
| Net income | 870,000 | 2,035,000 | 2,732,000 | -7,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,792,000 | 36,545,000 | 39,611,000 | 31,968,000 |
| Total capital | 33,574,000 | 38,236,000 | 41,675,000 | 34,883,000 |
| Risk-weighted assets | 198,360,000 | 222,283,000 | 235,945,000 | 228,605,000 |