Call reports 2022
CEDAR SECURITY BANK — 2022
What CEDAR SECURITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 56,735,000 | 57,832,000 | 58,989,000 | 58,203,000 |
| Total loans | 26,917,000 | 25,866,000 | 25,532,000 | 23,102,000 |
| Allowance for loan losses | 1,869,000 | 1,872,000 | 1,881,000 | 1,815,000 |
| Securities available for sale | 16,867,000 | 18,979,000 | 19,910,000 | 19,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,444,000 | 46,931,000 | 48,190,000 | 47,554,000 |
| Interest-bearing deposits | 33,159,000 | 34,789,000 | 35,910,000 | 36,168,000 |
| Noninterest-bearing deposits | 12,285,000 | 12,142,000 | 12,280,000 | 11,386,000 |
| Equity capital | 7,894,000 | 7,706,000 | 7,396,000 | 7,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 858,000 | 1,363,000 | 1,829,000 |
| Interest expense | 43,000 | 86,000 | 130,000 | 178,000 |
| Net interest income | 380,000 | 772,000 | 1,233,000 | 1,651,000 |
| Noninterest income | 60,000 | 141,000 | 214,000 | 297,000 |
| Noninterest expense | 394,000 | 780,000 | 1,184,000 | 1,572,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 133,000 | 263,000 | 376,000 |
| Income tax | 10,000 | 30,000 | 58,000 | 85,000 |
| Net income | 36,000 | 103,000 | 205,000 | 291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,620,000 | 8,756,000 | 8,968,000 | 8,723,000 |